In This Article
About Coutts
Coutts & Co is a private bank founded in London in 1692. It is part of NatWest Group. The bank has many famous clients, including royalty and other prominent people from various fields. It has branches in London and other parts of England, as well as representative offices in other parts of the UK.
The private bank offers flexible and highly personalized lending services to high-net-worth individuals. Their aim is to do more than just provide exceptional service, but also become a trusted partner and adviser to their customers.
A current account with Coutts is only available to UK and ex-pat individuals, trustees and personal representatives that undertake a minimum of either £1m+ of borrowing, through a mortgage, or by way of an investment product through Coutts.
International clients residing and domiciled outside of the UK will need to bring +£3 million of assets from a combination of deposits, borrowing or investments.
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Coutts mortgages
Coutts mortgages are only available to customers who have a Coutts current account and aged over 18.
The purpose of the mortgage must be to purchase or remortgage your principal residence or a second home.
They offer a range of products:
- Fixed rate mortgages
- Tracker rate mortgages
- Mortgage reserve account
- Investment property mortgage
- Offset select mortgage
Coutts understand complex circumstances and can structure a solution accordingly from multi-element mortgages to the use of various income streams.
Are Coutts rates competitive?
Coutts mortgages are exclusive to their existing high net-worth customers.
It is important to review the whole market to decide if Coutts rate is competitive, your current and future situation will impact the products available to you.
With any mortgage, it’s important to check all aspects of the product such as the initial interest rate, revert rate, fees charged, flexibility of the product and so on.
A mortgage advisor can do this for you and recommend the most suitable deal for you.
Conclusion
Coutts & Co is a private bank that offers lending services to high-net-worth individuals. The bank has many famous clients, including royalty and other prominent people from various fields. It has branches in London and other parts of England, as well as representative offices in other parts of the UK.
Coutts offers mortgages to customers who have a current account with the bank and are over the age of 18. The mortgages can be used for either purchasing or remortgaging a primary residence or a second home.
To qualify for a current account with Coutts individuals must either have a mortgage of at least £1 million or invest at least £1 million through Coutts. For international clients, the minimum asset requirement is £3 million.
Coutts offers a range of mortgage products, including fixed rate mortgages, tracker rate mortgages, and offset select mortgages.
The rates for Coutts & Co mortgages are exclusive to their existing high net-worth customers.
A mortgage advisor can review the whole market to decide if Coutts’s rate is competitive for you.
Should you want to speak to a mortgage advisor to review your situation and recommend the most suitable product for you, please complete the below form and I NEED ADVICE will arrange for an advisor experienced in your needs to contact you.
They are experienced, which can boost your chances of being approved.
