In This Article
Who are Market Harborough Building Society?
Market Harborough Building society is a small building society, which was formed in 1870. They aim to innovate their products and always put their members first.
The Market Harborough Building Society is the a good example of a smaller building society which believes in the personal service experience for clients.
They offer a selection of savings accounts, current accounts, mortgages, home insurance and life insurance products.
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Market Harborough mortgages
Market Harborough offer a range of mortgages to accommodate several different scenarios.
They aim to understand that modern day lives are increasingly complex. They operate a common sense approach to lending, with an excellent range of mortgages for bespoke and specialist needs. This means that they potentially are able to help more people achieve their property goals.
Market Harborough try to provide a personal service that is often missing when dealing with larger financial organisations. They treat every mortgage enquiry individually, whilst ensuring that the same mortgage expert manages your enquiry through to completion.
They tailor their products to specific customers, for example:
- High Net Worth
- Older borrowers
- Multiple borrowers
- Joint borrower sole owner
- Multi-generational/friends mortgage
- Mixed usage residential properties
- Interest only
Market Harborough mortgage products are available for properties in England and Wales only, and to be eligible, you must have the right to UK residency.
They offer a wide range of products and specialize in:
- Buy to let mortgages
- Regulated buy to let mortgages
- Holiday let mortgages, including AirBNB mortgages
- Expat mortgages
- Larger mortgages
- Bridging loans
Do Market Harborough Building Society offer competitive mortgage rates?
Market Harborough Building Society aim to offer competitive mortgage rates to their customers.
It is important to review the whole market, your current and future situation to decide if the mortgage is competitive and suitable. With any mortgage, it’s important to check the initial interest rate, revert rate, fees charged, flexibility of the product and so on.
A mortgage advisor can do this for you and recommend the most suitable deal for you.
Can I remortgage with Market Harborough Building Society?
You will need to speak to Market Harborough Building Society if you are already a customer.
As Market Harborough Building Society offers mortgages to underserved customers whom mainstream lenders and their rates have let down are generally higher, you should investigate if you can remortgage to a more competitive rate.
An independent mortgage advisor can advise you on all products available in the market and find the best option for you, which may not be staying with your current lender.
How long does it take to get an offer with Market Harborough Building Society?
Market Harborough Building Society’ average time from application to offer is around four weeks. However, this duration may be extended for more complicated deals, for example, due to bad credit, a non-standard property type, or complex self-employed income.
I have been declined by Market Harborough Building Society; what do I do now?
If you’ve been declined a mortgage from Market Harborough Building Society, a mortgage advisor could help you find a lender willing to give you a mortgage.
Market Harborough Building Society offers a relaxed approach to those that do not have a perfect credit report. However, other lenders could still help you.
A mortgage advisor may be able to help you find a lender, regardless of your financial situation.
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Market Harborough Building Society is a small building society which was formed in 1870. They aim to innovate their products and always put their members first.
Some of their services include savings accounts, current accounts, mortgages, home insurance, and life insurance. They offer competitive mortgage rates and a personal service that is often missing when dealing with larger financial organisations.
They specialise in buy to let mortgages, regulated buy to let mortgages, holiday let mortgages, and expat mortgages. If you’ve been declined a mortgage from Market Harborough Building Society, a mortgage advisor could help you find a lender willing to give you a mortgage.
If you would like to speak to a mortgage advisor, I NEED ADVICE can match you with a mortgage advisor who can review the whole market and recommend the right mortgage for you.