Mortgage Advice Birmingham

Mortgage Advice Birmingham

If you live in Birmingham or are looking to purchase a property in Birmingham, Mortgage advice Birmingham has the information you need

Can I get a mortgage in Birmingham?

If you’re looking for mortgage advice in Birmingham, our service can help you find an experienced and FCA-approved mortgage broker. They will provide you with advice to get the best mortgage for your needs.

Whether you’re a first-time buyer, looking to step up the property ladder, or considering remortgaging, we can assist you.

Do I need a mortgage advisor near me?

You don’t need to live in the same city as your mortgage advisor to get a mortgage for your property in that city. Mortgage advisors can be located all over the UK and still provide great service to people in other locations.

Telephone mortgage advice can be a great way of making the process more efficient. Not having to go to a mortgage advisor’s office may mean taking less time off work to fit in appointments, perhaps just having a telephone appointment during lunchtime. Different ways suit different individuals.


An expert mortgage adviser on the phone speaking to a customer

What can a mortgage advisor that I match with through I NEED ADVICE help with?

Mortgage advice

Bespoke mortgage advice from a qualified professional tailored to your individual needs. You may be looking for a mortgage for a residential, buy to let or commercial property. We can match you with an adviser.

Matching you with a mortgage broker that can access deals from the whole market. The mortgage brokers that we match you with are experienced and offer a free consultation to tell you your options.

Mortgages that suit your individual needs. Your adviser will take the time needed to understand your full needs before making a bespoke recommendation.

Mortgage Interest Rates Birmingham

Your mortgage advisor can explain the different types of mortgage interest rates, what the current rates are and what type of interest rate may be best for you. I NEED ADVICE match you with a qualified, regulated mortgage advisor that can tell you what you need to know.

Remortgage Birmingham

Are you looking to refinance your property to get a new interest rate? Alternatively, are you looking to raise money from your property? It would be prudent to speak with an experienced mortgage advisor who can advise you of your options.

First time Buyer Birmingham

Are you a first time buyer looking to know what you can borrow? Would you like to find out how the mortgage process works and what the costs would be? You can match with a qualified mortgage advisor with experience in helping first time buyers.

Shared Ownership Birmingham

Are you looking to buy a property that is part-buy, part-rent? A mortgage adviser can work out what you can afford and discuss if this is a suitable route for you. We match you with advisors with experience in arranging shared ownership mortgages.

Commercial Mortgage Birmingham

Are you looking to buy a commercial property to run your business from or rent to a commercial tenant? The property may be a shop, office, pub or more. We can match you with an experienced commercial mortgage advisor that is a member of the National Association of Commercial Finance Brokers (NACFB).

Bridging Mortgage Birmingham

Do you require short-term finance whilst you wait for an asset to sell or to refurbish a property? I NEED ADVICE can match you with an experienced bridging loan mortgage advisor to tell you what your options are.

Equity Release Birmingham

Are you over the age of 55 looking to release money from your home or buy a new one using a lifetime mortgage? Professional mortgage advice is paramount for equity release products. I NEED ADVICE can match you with a qualified equity release mortgage advisor.

Development Finance Birmingham

Are you looking to complete a development project and need a development mortgage to finance the build or purchase of the land? We match you with experienced development finance advisors to guide you through the process.

Second Charge Mortgage Birmingham

Are you locked into your rate, unable to remortgage or on an interest rate that you do not want to lose? If you are considering a second charge, we can match you with a secured loan mortgage advisor that can advise whether it’s best for you and give you the advice that you need.

Detached house in Birmingham

About Birmingham

Birmingham is set in the West Midlands region of England and is the 2nd largest City in the UK and one of the biggest in Europe. Birmingham is just under 100 miles north of London, 30 miles northeast of Worcester, 30 miles east of Stafford and 30 miles east of Wolverhampton.

The city has been a major centre of the British Midlands Iron industry, with a history of steel production that dates back to the 13th Century. Birmingham is14 miles from the eastern end of the M5 motorway, and is served by an extensive road network, including the M42 motorway which runs south towards London and the M6 which goes north-west to Stafford as well as eastwards towards Coventry and Leicester. Birmingham also has its own International Airport, located 8 miles east of the City Centre.

Birmingham has a long history, dating back to the 19th Century. The name Birmingham has its origins in Anglo-Saxon times, as the name “Beormingaham”, meaning the village on the River Beorming or the River Beormingas. Birmingham has been an important settlement since Anglo-Saxon times, as Birmingham’s other place names, including Erdington and Shard End, have their origins in those times.

The Doomsday Book records six manors in Birmingham, although these may have been small rural settlements. Birmingham became a town in the 13th Century and was first planned by Peter de Birmingham. Birmingham grew in importance due to its position on the border between Warwickshire and Staffordshire; it became a County in its own right in 1540.

Birmingham has been a major industrial town since the Industrial Revolution, with many major industries having been based in the City, including the manufacturing of Buttons, Swords and Bangles, as well as the Jewelry, Clothing and toys Industries. Birmingham, like most major industrial towns, was a major hub of the Trade Union movement. This was highlighted in 1876 by the election of Samuel Jones Loyd, Lord Overstone as the first Lord Mayor of Birmingham; Loyd also served as President of the Birmingham Chamber of Commerce, as well as President of The Birmingham Political Union and as a member of the House of Lords.

Birmingham’s major industries have included Textiles, Engineering, Manufacturing and Chemicals. Birmingham was also an important producer of Gunpowder and Ammunition. Birmingham’s Gunpowder Mills were located in Duddeston, Nechells and Aston. Birmingham’s proximity to the coalfields of Warwickshire and Staffordshire meant that the City became a major centre for the Coal and Iron industries. The first Iron Foundry in Birmingham was established in the 17th Century and the first Steelworks was established in the 18th Century.

Birmingham was also one of the first towns to be reached by the railways, with the first line being built in 1837, connecting Birmingham with Wolverhampton. Birmingham’s canals also helped the town become an important transportation hub, with the first canal being built in 1769 and the last in 1864.

Birmingham’s growth as an industrial town also led to the growth of the Trade Union movement. Birmingham was the birthplace of the Trade Union Congress, as well as the Home of the first Trades Hall. Birmingham was also the birthplace of the Labour Party, with the first Labour MP being elected in 1892.

Birmingham is also home to two of the UK’s top universities, the University of Birmingham and Aston University. Birmingham also

Happy mortgage broker giving free mortgage advice over the phone


Living in Birmingham

Birmingham is a bustling, vibrant city located in the West Midlands of England. The second largest city in the UK, Birmingham is a diverse and welcoming place to live. With a population of over 1.1 million people, Birmingham is a lively and cosmopolitan city with something to offer everyone.

The city is home to several world-class museums and art galleries, as well as a vibrant music and nightlife scene. Birmingham is also well-known for its shopping, with a wide variety of shops and malls to explore.

Living in Birmingham offers residents a chance to experience all that the city has to offer, while also being within easy reach of the rest of the UK. Birmingham is well-connected by road, rail and air, making it an ideal base for exploring the rest of the country.

Apartments and properties to rent are in central areas, the Lapworth district and around the areas of Rednal and Bromsgrove. Places such as Erdington, Bournville and Handsworth are popular residential locations. You might also consider areas such as Four Oaks, Sutton Coldfield, Bartley Green and Weoley Castle.

Commuting to Birmingham

The M42 and M6 motorways aren’t far from Birmingham’s centre, therefore passengers can access many places surrounding the city easier. Their airport is the fifth busiest in the UK. Rail is one of the main transport systems based around Birmingham. The West Midland Railway runs services to New Street train station, Snow Hill and Moor Street. The services operate in many places around the country, including London Euston, Bristol Temple Meads, Manchester Piccadilly and Glasgow Central.

Property Prices in Birmingham

It is beneficial to speak with an experienced advisor to find out how much you can borrow. This way, you can keep tabs on the property market and know whether the current prices fit your budget. By using I NEED ADVICE, you will be matched with qualified advisors who can help you make an offer when the right property becomes available.

Terraced houses that would need mortgage advice in Birmingham

What are the best schools in Birmingham?

There are many schools in Birmingham, UK. Some of the more popular ones include Birmingham City University, the University of Birmingham, and Aston University.

Is Birmingham a good area for buy to let?

There is no definitive answer to this question as it depends on several factors, including the specific property market conditions in Birmingham at the time you are looking to invest. However, Birmingham has historically been a strong market for buy-to-let investors, so it is worth considering as a potential investment location.

Buy to Let Mortgage Birmingham

Do you plan to buy or refinance an investment property in the area? Your mortgage advisor can give you bespoke buy to let mortgage advice to match your needs.

What should you look for in a mortgage broker for your mortgages in Birmingham?

The mortgage advisor should offer you a range of mortgage products that fit your needs and budget. They should also be able to provide you with expert advice on which mortgage product would best suit your circumstances.

It’s important to find a good mortgage advisor when you’re taking out a mortgage to buy or refinance a property. Your advisor should be experienced in arranging the type of mortgage you need.

For example, if you have bad credit and are looking for a buy to let mortgage, you’ll want to find an advisor who knows the buy to let market and has experience working with lenders who can approve bad-credit applications.

Make sure your mortgage advisor is regulated by the FCA.


Mortgage advisor giving mortgage advice


Birmingham is the 2nd largest City in the UK and one of the biggest in Europe. It is a bustling, vibrant city located in the West Midlands of England. With a population of over 1.1 million people, Birmingham is a lively and cosmopolitan city with something to offer everyone.

Birmingham has historically been a strong market for buy-to-let investors, so it is worth considering as a potential investment location.

You don’t need to live in the same city as your mortgage broker to get a mortgage for your property in that city.

Mortgage advisors can be located all over the UK and still provide great service to people in other locations.

We can assist you, whether you’re a first-time buyer, looking to step up the property ladder, or considering remortgaging.

How To Get A Mortgage Birmingham

I NEED ADVICE can connect you with a qualified mortgage adviser who can help you understand the process and make the best choices for your situation. This may be related to your borrowing capacity, credit score or more. Talking with an experienced professional early can ensure that you are well placed when you come to make an offer.

The information on this page is not tailored to any individual readers and should not be considered financial advice under any circumstances.

If you are seeking advice about a mortgage, you should consult a qualified professional.

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Because we know mortgages can be complicated if you go it alone.

Why match with a mortgage advisOr?

Orange Tick They are experienced, which can boost your chances of being approved.

Orange Tick They can guide you through the whole mortgage process.

Orange Tick They are able to access the whole market, including broker exclusive products.

Get Advice

Our matching service is free and there is no obligation to proceed with the advice.

By completing this form you agree to be contacted about your mortgage enquiry.


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How does I NEED ADVICE work?

1st Stage how mortgage advice works

Fill out our quick form so we can match you with the perfect broker. It only takes a few minutes and won’t impact your credit score.

2nd Stage how mortgage advice works

We will match you to an expert mortgage advisor who can help you in your situation.

3rd Stage how mortgage advice works

An expert mortgage advisor will be in touch to guide you through every step of the process.


Calculate your monthly mortgage repayment.

Please note, this is a guide to how much you’d pay on a repayment mortgage, assuming your interest rate stays the same.

It’s important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errors.


“We struggled to make sense of the products available to us in the market on our own. Being put in touch with someone who could understand our circumstances was a huge help. Highly recommended.”

Wayne – Alton

“I was really happy with the mortgage advisor I was matched with. He was very helpful and explained things clearly.”

Tom – Woking

“The person I spoke to got in touch quickly and was able to work out an option for me which I didn’t think I had. Recommended.”

Scott – Selkirk

“My mortgage broker has been really helpful, always responsive, recommended.”

Alastair – Weybridge

“Really useful service, very knowledgeable broker, clearly explained my options”

Charlotte – Addlestone

“Received a call back very quickly from friendly advisor who explained my options… very happy with service.”

Shannon – Leatherhead