Who are Rosinca Mortgages?
Rosinca Mortgages (Rosinca) is a trading name of Topaz Finance.
Topaz Finance (Topaz) is a mortgage lender that has been operating since 2006. Topaz manages the mortgages of over 100,000 customers under a range of different trading names, of which Rosinca Mortgages is one of them.
Topaz is owned by the Computershare group – a global leader in financial services administration, providing a wide range of financial and governance solutions. In the UK alone, Computershare manages over £40bn of mortgage assets on behalf of over 30 clients.
Rosinca & Topaz do not accept new mortgage applications and is just administering a portfolio of mortgages.
The mortgages that Rosinca manages originally came from Bradford & Bingley and Mortgage Express who were a trading name of Bradford & Bingley.
Bradford & Bingley and Mortgage Express transferred a portfolio of buy to let mortgages to Rosinca Mortgages in February 2018.
If one or more of your mortgages was included in the transfer to Rosinca Mortgages, Bradford & Bingley would have written to you to explain this.
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Can I switch my Rosinca Mortgage rate?
Unfortunately as Rosinca are not accepting new business you would not be able to switch your mortgage rate with them.
If you are considering getting a new mortgage, using a mortgage advisor may be a good choice.
Mortgage advisors have access to many more products than any specific mortgage lender, they also have experience on which mortgage lenders are more likely to accept your case.
Using a mortgage advisor may also help you avoid getting rejected on a mortgage application.
Should you want to speak to a mortgage advisor, please enter your information into the contact box below, and I NEED ADVICE will match you with a mortgage advisor who can review the whole market and recommend the right mortgage for you.